Laura Alexandra Karolina Scheybal
cmo of LAKS PAY
first-born daughter of the LAKS founder
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Banks onboarded
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Customers reached
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Countries covered
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Payment wearables
Years of experience

„We simply change the way of thinking and paying“

Laura Alexandra Karolina Scheybal / chief marketing officer

LAKS has the 250 most beautiful wearables for contactless payment today, with another 300 beauties to come on on LAKS’ birthday on May 9, 2023.

On JANUARY 3, 2023, a joint venture between LAKS PAY and wearonize was signed and a new cooperation was launched. All bank cards can be connected to the wearables by the customer with LAKS PAY app mobile on IOS and Android itself. All this on the new site!

Lilli Antonia Klara Scheybal
photographer, social media manager of LAKS PAY
second-born daughter of the LAKS founder

We have good news for you!

We strive for the perfect user experience and that is why we have changed.
We have founded a new company. We are now LAKS PAY with a brandnew website, which serves 85 new banks and a brandnew LAKS PAY app.

Already a LAKS.COM customer?​

Our brandnew LAKS PAY App 

Advantages over our competitors

1. Connect your Bank Card with iOS and Android by yourself! Use multiple cards example your Mastercard Debit and Credit on one wearable and change them within 1 second with your phone! See the video how it works:

2. Unlimited reset and re-tokenization options to keep wearables in-use, even if the user changes

3. Free (Re-)tokenization with Mastercard: The wearable / chip in the field even after LoA expiration date is possible as long as the respective Issuer policies are followed and their requirements are accomplished.
Free (Re-)tokenization with Visa: The wearable / chip in the field even after the LoA expiration date is possible as it can be (Re-)tokenized as long as needed. All this is based on Mastercard Mobile technology LAKS PAY works with the new only.

4. Benefit of adding extra functions to wearables, such as access control (cars, buildings, computers, charging stations, FIDO, etc.)
This will work inside the LAKS PAY APP – exiting options you will see soon..

5. With even more banks (85) and the number is growing. 2023 is the wearable year!

6. LAKS PAY is official CURVE Partner

Curve, the financial super app that empowers customers to
understand and master their finances by combining all debit, credit and loyalty cards into one.
Curve’s mission is to give customers financial freedom by simplifying and unifying their spending, and to
users in the UK and European Economic Area to add multiple payment cards to their wallet.
The secure payments are based on tokenization, which ensures the security of mobile point-of-sale transactions.
Curve leverages its existing presence in the EEA and the ability to link all bank cards in one place.
In turn, over 400 million consumers across Europe will gain access to new contactless payment technologies.

7. CURVE a LAKS PAY wearable and make contactless payments within 15 minutes. Connect your bank card with our LAKS PAY app on an iPhone or Android phone itself. Manage your payments independently of your bank.

Got curious?

Great. Have a look to our new LAKS PAY Collection 2023 – click to the link 

Information for existing customers

You already are a customer? Don’t worry. We have got you covered. Find out how you can be part of below.

We continue to serve all banks that are connected to Raiffeisen, Hypo Salzburg, NORDEA, Swedbank, iCard and VIMPay.

Currently, customers of these banks cannot use the LAKS PAY app with the same wearables. The built-in chip does not support the new technology. If you want to purchase a wearable and connect it to these banks, you must purchase it on


At the moment, you have to generate a Swatch Digital Card in your VIMPay app first. Then you can connect your new wearable with the LAKS PAY app.

You're a bank and don't have wearables yet!


From now on, all new banks will be connected to our new token requester wearonize and can benefit from our brand new LAKS PAY app.

The new LAKS PAY is the only company in the passive wearable market that has full control over the entire user experience. Our joint venture controls an unmatched product, including an exhaustive service from hardware design and manufacturing, to software, tokenization processes, shipping, and support.

Consumers across the Europe region are increasingly using digital wallets for both in-store and online payments. Mastercard is launching the Wallet Express Issuer Enablement Program for all issuers in the Europe region. This program will aim to ease the issuers’ efforts in enabling and supporting multiple digital wallets. Mastercard will enable a participating issuer for eligible Mastercard Digital Enablement Service (MDES) wallets launched in the respective countries without the need to raise wallet onboarding projects for the target wallets

Below you will find all the details about Mastercard integration of wearables for banks for your customers.

Mastercard Credit
Mastercard Debit

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